TIPS TO AVOID INSURANCE SCAMS

August 2, 2024

Avoid fraudulent sales scams with these tips…

• Beware of unexpected calls.  Make sure you ask them why they are calling.  If it is unclear, ask for a call back phone number and schedule another call after you’ve had time to discuss the call with family or friends.

• Never be rushed.  Be wary of offers for a “last-chance deal" or other appeals to make a quick decision.  Take your time.  If someone calls, emails, or mails you an offer, look it up online to see if it’s true and the company is real.

• Be wary of people who say they are from Medicare, Social Security, or any government agency.  Medicare doesn’t make sales calls.  Also, health plans and annuities are never offered at a discount or sale price.

• Keep all documents and take notes.  Keep any paperwork you get from an insurance company or its agent.  Write down the names of people you talk to and details of conversations you have.

• Verify agents and companies.  Before you buy insurance, call your state’s Bureau of Insurance to make sure the agent and company are licensed.  Always ask for an agent’s credentials including a drivers license.